{"id":113707,"date":"2026-08-14T20:31:11","date_gmt":"2026-08-15T00:31:11","guid":{"rendered":"https:\/\/romanticany.com\/?p=113707"},"modified":"2026-08-14T20:31:12","modified_gmt":"2026-08-15T00:31:12","slug":"ee-uu-anade-441078-millonarios-en-2025-como-pueden-los-trabajadores-promedio-beneficiarse","status":"publish","type":"post","link":"https:\/\/romanticany.com\/?p=113707","title":{"rendered":"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El <strong>Global Wealth Report 2026<\/strong> de <strong>UBS<\/strong> revel\u00f3 que <strong>Estados Unidos sum\u00f3 441,078 nuevos millonarios en d\u00f3lares durante 2025<\/strong>, lo que equivale a <strong>m\u00e1s de 1,200 personas al d\u00eda<\/strong>. Este <strong>crecimiento r\u00e9cord<\/strong> represent\u00f3 <strong>casi la mitad de los nuevos millonarios globales<\/strong>, pero <strong>no se ha traducido en un aumento de la riqueza para la clase media<\/strong>. De hecho, la <strong>riqueza mediana en EE.UU. ha ca\u00eddo casi un 20% en t\u00e9rminos reales desde 2020<\/strong>, mientras que la <strong>riqueza promedio por adulto subi\u00f3 casi un 10%<\/strong> en el mismo per\u00edodo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El <strong>1% m\u00e1s rico de los hogares estadounidenses<\/strong> ahora <strong>posee el 31.7% de toda la riqueza nacional<\/strong>, la <strong>cifra m\u00e1s alta desde 1989<\/strong>, y <strong>controla el 50% de todas las acciones y fondos mutuos<\/strong> del pa\u00eds. Esta <strong>concentraci\u00f3n de riqueza<\/strong> ha dejado a los <strong>trabajadores promedio<\/strong> en una <strong>situaci\u00f3n de desventaja<\/strong>, ya que <strong>el 87% de los estadounidenses que poseen acciones vive en hogares con ingresos anuales de $100,000 o m\u00e1s<\/strong>, seg\u00fan datos de <strong>Gallup<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mientras tanto, los <strong>salarios reales por hora se mantuvieron estancados<\/strong> en <strong>$11.32 en junio de 2026<\/strong>, casi id\u00e9nticos a los <strong>$11.31 de un a\u00f1o antes<\/strong>. Adem\u00e1s, los <strong>hogares de menores ingresos<\/strong> apenas vieron un <strong>aumento salarial del 1.1%<\/strong> en diciembre de 2025, en comparaci\u00f3n con el <strong>3% que recibieron los trabajadores mejor pagados<\/strong>, seg\u00fan <strong>Bank of America<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ante esta <strong>brecha creciente<\/strong>, los <strong>especialistas financieros<\/strong> recomiendan <strong>estrategias clave<\/strong> para que los trabajadores promedio puedan <strong>beneficiarse del auge econ\u00f3mico<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Aprovechar el aporte de contrapartida del empleador en el plan 401(k)<\/strong>: En 2026, este beneficio permite <strong>contribuciones de hasta $24,500<\/strong>, pero muchos trabajadores <strong>dejan de utilizarlo<\/strong>, perdiendo la oportunidad de <strong>aumentar sus ahorros para la jubilaci\u00f3n<\/strong>.<\/li>\n\n\n\n<li><strong>Invertir de forma constante en fondos indexados<\/strong>: Aunque sea con <strong>montos peque\u00f1os<\/strong>, esta es la <strong>v\u00eda m\u00e1s accesible<\/strong> para participar en las <strong>ganancias del mercado burs\u00e1til<\/strong>.<\/li>\n\n\n\n<li><strong>Diversificar el ahorro familiar<\/strong>: El <strong>\u00edndice de precios de casas Case-Shiller<\/strong> apenas subi\u00f3 de <strong>326.7 a 332.7<\/strong> entre enero y abril de 2026, muy por debajo del <strong>crecimiento del mercado accionario<\/strong>. Diversificar entre <strong>distintos tipos de activos<\/strong> ayuda a <strong>evitar depender de un solo factor econ\u00f3mico<\/strong>.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">El <strong>reporte de UBS<\/strong> advierte que, <strong>si la concentraci\u00f3n de riqueza sigue el mismo ritmo<\/strong>, la <strong>brecha entre quienes participan del mercado burs\u00e1til y quienes dependen \u00fanicamente de su salario podr\u00eda ampliarse en la pr\u00f3xima d\u00e9cada<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udccc Hashtags:<\/strong> <code>#RiquezaEnEEUU #401k #FondosIndexados #DesigualdadEcon\u00f3mica #UBS #Inversiones #EstrategiasFinancieras #Ahorro #ClaseMedia #BrechaDeRiqueza<\/code><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Global Wealth Report 2026 de UBS revel\u00f3 que Estados Unidos sum\u00f3 441,078 nuevos millonarios en d\u00f3lares durante 2025, lo que equivale a m\u00e1s de 1,200 personas al d\u00eda. Este crecimiento r\u00e9cord represent\u00f3 casi la mitad de los nuevos millonarios globales, pero no se ha traducido en un aumento de la riqueza para la clase [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":113708,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-113707","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse? - Romantica NY<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/romanticany.com\/?p=113707\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse? - Romantica NY\" \/>\n<meta property=\"og:description\" content=\"El Global Wealth Report 2026 de UBS revel\u00f3 que Estados Unidos sum\u00f3 441,078 nuevos millonarios en d\u00f3lares durante 2025, lo que equivale a m\u00e1s de 1,200 personas al d\u00eda. Este crecimiento r\u00e9cord represent\u00f3 casi la mitad de los nuevos millonarios globales, pero no se ha traducido en un aumento de la riqueza para la clase [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/romanticany.com\/?p=113707\" \/>\n<meta property=\"og:site_name\" content=\"Romantica NY\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-15T00:31:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-15T00:31:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/romanticany.com\/wp-content\/uploads\/2026\/08\/change_man_202608142030.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1376\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Romantica NY\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Romantica NY\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/romanticany.com\/?p=113707#article\",\"isPartOf\":{\"@id\":\"https:\/\/romanticany.com\/?p=113707\"},\"author\":{\"name\":\"Romantica NY\",\"@id\":\"https:\/\/romanticany.com\/#\/schema\/person\/be3a3ed4b2ab0af84e4dbe5c3215474c\"},\"headline\":\"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse?\",\"datePublished\":\"2026-08-15T00:31:11+00:00\",\"dateModified\":\"2026-08-15T00:31:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/romanticany.com\/?p=113707\"},\"wordCount\":406,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/romanticany.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/romanticany.com\/?p=113707#primaryimage\"},\"thumbnailUrl\":\"https:\/\/romanticany.com\/wp-content\/uploads\/2026\/08\/change_man_202608142030.jpeg\",\"articleSection\":[\"Econom\u00eda\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/romanticany.com\/?p=113707#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/romanticany.com\/?p=113707\",\"url\":\"https:\/\/romanticany.com\/?p=113707\",\"name\":\"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse? 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Este crecimiento r\u00e9cord represent\u00f3 casi la mitad de los nuevos millonarios globales, pero no se ha traducido en un aumento de la riqueza para la clase [&hellip;]","og_url":"https:\/\/romanticany.com\/?p=113707","og_site_name":"Romantica NY","article_published_time":"2026-08-15T00:31:11+00:00","article_modified_time":"2026-08-15T00:31:12+00:00","og_image":[{"width":1376,"height":768,"url":"https:\/\/romanticany.com\/wp-content\/uploads\/2026\/08\/change_man_202608142030.jpeg","type":"image\/jpeg"}],"author":"Romantica NY","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Romantica NY","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/romanticany.com\/?p=113707#article","isPartOf":{"@id":"https:\/\/romanticany.com\/?p=113707"},"author":{"name":"Romantica NY","@id":"https:\/\/romanticany.com\/#\/schema\/person\/be3a3ed4b2ab0af84e4dbe5c3215474c"},"headline":"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse?","datePublished":"2026-08-15T00:31:11+00:00","dateModified":"2026-08-15T00:31:12+00:00","mainEntityOfPage":{"@id":"https:\/\/romanticany.com\/?p=113707"},"wordCount":406,"commentCount":0,"publisher":{"@id":"https:\/\/romanticany.com\/#organization"},"image":{"@id":"https:\/\/romanticany.com\/?p=113707#primaryimage"},"thumbnailUrl":"https:\/\/romanticany.com\/wp-content\/uploads\/2026\/08\/change_man_202608142030.jpeg","articleSection":["Econom\u00eda"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/romanticany.com\/?p=113707#respond"]}]},{"@type":"WebPage","@id":"https:\/\/romanticany.com\/?p=113707","url":"https:\/\/romanticany.com\/?p=113707","name":"EE.UU. a\u00f1ade 441,078 millonarios en 2025: \u00bfC\u00f3mo pueden los trabajadores promedio beneficiarse? 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Este crecimiento r\u00e9cord represent\u00f3 casi la mitad de los nuevos millonarios globales, pero no se ha traducido en un aumento de la riqueza para la clase&hellip;","_links":{"self":[{"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/posts\/113707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/romanticany.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=113707"}],"version-history":[{"count":1,"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/posts\/113707\/revisions"}],"predecessor-version":[{"id":113709,"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/posts\/113707\/revisions\/113709"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/romanticany.com\/index.php?rest_route=\/wp\/v2\/media\/113708"}],"wp:attachment":[{"href":"https:\/\/romanticany.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=113707"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/romanticany.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=113707"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/romanticany.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=113707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}