{"id":75288,"date":"2025-03-26T00:36:13","date_gmt":"2025-03-26T00:36:13","guid":{"rendered":"https:\/\/romanticany.com\/?p=75288"},"modified":"2025-03-26T00:36:15","modified_gmt":"2025-03-26T00:36:15","slug":"abinader-resalta-aumento-de-rd-4163-millones-en-cartera-de-credito-para-mipymes","status":"publish","type":"post","link":"https:\/\/romanticany.com\/?p=75288","title":{"rendered":"Abinader Resalta Aumento de RD 4,163 Millones en Cartera de Cr\u00e9dito para Mipymes"},"content":{"rendered":"\n

Las micro, peque\u00f1as y medianas empresas se fortalecen con mayor acceso a financiamiento.<\/strong><\/p>\n\n\n\n

Santo Domingo.- El presidente Luis Abinader destac\u00f3 este lunes el fortalecimiento del sector de las micro, peque\u00f1as y medianas empresas (mipymes) gracias a un incremento de m\u00e1s de RD 4,000 millones en su cartera de cr\u00e9dito y una triplicaci\u00f3n en los desembolsos de pr\u00e9stamos en los \u00faltimos cuatro a\u00f1os.<\/p>\n\n\n\n

Mipymes: Pilar del Empleo Nacional<\/strong><\/p>\n\n\n\n

Durante su participaci\u00f3n en LA Semanal con la Prensa, Abinader destac\u00f3 que las mipymes son el principal motor y empleador del pa\u00eds, representando el 61.6% del empleo nacional, con un total de 3,052,449 ocupados. Este sector tambi\u00e9n contribuye con el 32% del PIB, donde las microempresas aportan el 20% y las peque\u00f1as y medianas empresas el 12%.<\/p>\n\n\n\n

Apoyo de Promipyme<\/strong><\/p>\n\n\n\n

Promipyme ha sido fundamental en el financiamiento y formaci\u00f3n de las mipymes, facilitando su integraci\u00f3n s\u00f3lida y efectiva al tejido productivo nacional.<\/p>\n\n\n\n

Aumento en la Cartera de Cr\u00e9dito<\/strong><\/p>\n\n\n\n

El incremento de RD 4,163 millones en la cartera de cr\u00e9dito de las mipymes evidencia el compromiso del Gobierno con este sector. La cifra pas\u00f3 de RD 5,578,853,628.79 en agosto de 2020 a RD 9,742,001,360.40 en enero de 2025, lo que equivale a un aumento del 74.62%.<\/p>\n\n\n\n

Desembolsos Promedio<\/strong><\/p>\n\n\n\n

En el \u00faltimo cuatrienio, los desembolsos promedio por cliente se incrementaron 2.9 veces, pasando de RD 53,307.16 entre 2017 y 2020 a RD 153,678.44 entre 2021 y 2024.<\/p>\n\n\n\n

Reducci\u00f3n de la Morosidad<\/strong><\/p>\n\n\n\n

La tasa de morosidad se redujo de 17.2% a 9.7%, una disminuci\u00f3n cercana al 50%.<\/p>\n\n\n\n

Fuentes de Ingresos<\/strong><\/p>\n\n\n\n

El 94% de los recursos de las mipymes son propios, mientras que solo el 6% proviene del Gobierno central.<\/p>\n\n\n\n

Equilibrio Regional en el Cr\u00e9dito<\/strong><\/p>\n\n\n\n

La comparativa regional entre el PIB nominal de 2023 y el flujo de fondos de Promipyme en 2024 muestra porcentajes equilibrados. Por ejemplo, el Cibao norte presenta un 15.9% del PIB y un 14.5% de desembolsos, mientras que Ozama registra un 40.7% y 40.5%, respectivamente.<\/p>\n\n\n\n

Tasa de Inter\u00e9s y Servicios de Promipyme<\/strong><\/p>\n\n\n\n

La tasa de inter\u00e9s de Promipyme es del 12%, muy por debajo de otras instituciones financieras. Adem\u00e1s, ofrece herramientas para la gesti\u00f3n del efectivo y el capital de trabajo.<\/p>\n\n\n\n

Foco en la Mujer<\/strong><\/p>\n\n\n\n

En los \u00faltimos 14 meses, el 51.2% de los desembolsos han sido otorgados a mujeres que lideran microempresas. Se lanzaron programas como \u00abTu firma es tu garant\u00eda\u00bb y \u00abPromipyme Mujer\u00bb para apoyar a este segmento.<\/p>\n\n\n\n

Alianzas y Futuro<\/strong><\/p>\n\n\n\n

Promipyme ha establecido alianzas con diversas instituciones y universidades. Para el per\u00edodo 2024-2028, se enfocar\u00e1 en la gesti\u00f3n digital de cr\u00e9ditos, inclusi\u00f3n en la econom\u00eda formal y fortalecimiento de mujeres y j\u00f3venes.<\/p>\n","protected":false},"excerpt":{"rendered":"

Las micro, peque\u00f1as y medianas empresas se fortalecen con mayor acceso a financiamiento. Santo Domingo.- El presidente Luis Abinader destac\u00f3 este lunes el fortalecimiento del sector de las micro, peque\u00f1as y medianas empresas (mipymes) gracias a un incremento de m\u00e1s de RD 4,000 millones en su cartera de cr\u00e9dito y una triplicaci\u00f3n en los desembolsos […]<\/p>\n","protected":false},"author":1,"featured_media":75289,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-75288","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politica"],"yoast_head":"\nAbinader Resalta Aumento de RD 4,163 Millones en Cartera de Cr\u00e9dito para Mipymes - Romantica NY<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/romanticany.com\/?p=75288\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Abinader Resalta Aumento de RD 4,163 Millones en Cartera de Cr\u00e9dito para Mipymes - Romantica NY\" \/>\n<meta property=\"og:description\" content=\"Las micro, peque\u00f1as y medianas empresas se fortalecen con mayor acceso a financiamiento. 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